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Transfer Scholarships

Many colleges offer transfer scholarships for students in addition to other forms of financial aid such as Federal and State financial aid programs and other institutional grants and scholarships. Since the scholarship programs can change from year to year based upon availability of funding sources, it is best to start by searching the college's website for the most recent information. Also do not hesitate to contact the college if you do not find the information.

One of the transfer scholarships available at hundreds of colleges across the nation is the Phi Theta Kappa Scholarship (PTK). Generally to be eligible for a PTK scholarship, a student has to be an active member of PTK. Raritan Valley has an outstanding and award-winning chapter of PTK. If you are academically eligible to join PTK, you would be wise to consider doing so as it may assist you in both gaining admission and receiving scholarship funding. 

More information about PTK can be found on their website at http://www.ptk.org

PTK also offers college transfer assistance and scholarship information at http://www.CollegeFish.org

Other types of transfer scholarships are available include "incentive" awards, for example a scholarship in recognition of completion of the associate degree or a specified cumulative grade point average, service or leadership activities, or entry into a particular academic degree program.

$$$  Finding Money For College  $$$

When searching for colleges some students make the mistake of looking only at the "sticker price" or the college's published tuition. By doing so students may overlook many college options including private colleges that offer substantial financial assistance. Fortunately, there are new tools available for students to research college costs in a more realistic way. Look for net tuition calculators available on college financial aid websites. Net price calculators are online tools that estimate costs for prospective students by subtracting estimated grant and scholarship aid from the estimated cost of attendance. An excellent resource is the College Board's Net Price calculator available at http://netpricecalculator.collegeboard.org


When looking for money for college be sure to look at these three sources for assistance:

1.    Federal and State financial aid programs:

There are avariety of these financial assistance programs including grants and loan programs. To apply use the federal government's website at www.fafsa.ed.gov  

For more complete information about these programs, go the the RVCC financial aid website.

2.    Financial Aid offered by the college or university

Most colleges and universities offer financial assistance beyond what is available from federal and state programs. Look for these on the colleges' website, usually on either the financial aid or admissions section. Some colleges require a separate application and most have deadlines for applications. Some transfer scholarships are based on "merit" such as a specific grade point average achieved.

3.    "Outside scholarships"

There are literally hundreds of thousands of outside scholarships available from a vast variety of sources including companies, civic organizations, religious organizations, advocacy groups, private donors and philanthropists, and many others. The trick to find these possible sources of assistance is to use one or more reliable scholarship search engines. For a listing of some excellent and reputable scholarship search engines, go to the RVCC Financial Aid Department's webpage and click on scholarships.

Beware of scholarship scams. If you simply google for scholarships you could end up on fraudulent websites that prey upon high school and college students looking for financial assistance. The valid, reputable scholarship search engines:

  1. are free
  2. do not make promises to award you money
  3. do not ask for information such as social security numbers, credit card numbers, mother's maiden name or other things that could make you vulnerable to identity theft

To learn more about avoiding scholarship scams go this page provided by the Federal Trade Commission:



Search Engines to Find College Scholarships:

With the above caution about scholarship scams noted, there are many search engines (as well as print directories) devoted to helping students find "outside" scholarships. Here are several to consider using. Before doing so it wise to read the fine print... some search engines make it possible for colleges and some educational vendors to contact you about specific colleges or services. Many of the search engines allow you to "opt out", that is search for scholarships without being contacted. Some students have found it is also helpful to establish a special email address for scholarship searches so any communications do not get co-mingled with your regular email making them easier to manage.








A comprehensive guide to financial aid can be found at this link:  http://www.collegeaffordabilityguide.org/financial-aid/ 

Recommended print sources:

The 2016 Scholarship Handbook published by the College Board

The College Solution: A Guide for Everyone Looking for the Right School and the Right Price by Lynn O'Shaughnessy





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